Understand Your Foundational Coverage Before a Supply Chain Attack Exposes Its Gaps
Don’t wait for a crisis to discover what your cyber insurance policy actually covers. As we detailed in our analysis of the Cloudflare supply chain breach, a standard policy form is only the starting point. The real protection against third-party failures lies in the endorsements, but to understand their value, you must first understand the foundation they are built upon.
This free resource gives you the full Hartford FailSafe GIGA Enterprise Liability policy form (FS 00 G003 00 1016). This is the core document that outlines your primary duties and the insurer’s promises before any modifications are made.
Why Download This Endorsement?
Most risk managers have never read their full policy from start to finish. This base form contains the default definitions, conditions, and exclusions that govern every claim. Use this document to see the standard language for:
✔️ How a covered “Wrongful Act” and “Network Outage” are defined. These core terms are the precise triggers for nearly all coverage.
✔️ What is typically excluded from the standard definition of “Business Interruption Loss.” This reveals why a vendor failure often isn’t covered without specific endorsements.
✔️ The policy’s default definitions for “Damages” and “Claim Expenses.” Understanding these clarifies why endorsements for fee returns and contractual liability are so crucial.
✔️ The fundamental duties you have after a claim is made. Failing to meet these specific obligations can jeopardize your entire coverage.
Whether you’re a Hartford FailSafe GIGA Enterprise Liability policyholder or want to benchmark your current coverage against a leading competitor, this document provides the critical baseline you need for a true apples-to-apples comparison.
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Simply fill out the form below to download the PDF instantly — no waiting for email, no strings attached.
What Happens Next: After you hit ‘Submit,’ you’ll be taken directly to a page to download this endorsement. On that page, you’ll also get instant, one-click access to the complete Hartford FailSafe GIGA Supply Chain Toolkit, including the base policy form and 6 other critical endorsements discussed in our article.
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